Bank Identification Number
|
|
A Bank Identification Number (BIN) is the first six digits of a credit card, debit card, charge card, etc. These digits identify which network the card belongs to as well as which bank issued it.
Online merchants may use BIN lookups to help validate transactions. For example, if the credit card's BIN indicates a bank in one country, while the customer's billing address is in another, the transaction may call for extra scrutiny.
Mars Software offers a freeware database[1] (http://www.mars-soft.net/banksbase.htm) (Microsoft Windows Compatible Only) of Bank Identification Numbers.
The term "Issuer Identification Number" (IIN) is replacing "Bank Identification Number". See ISO 7812 for more information.
Known bank identification numbers
- 260413 - The Sharper Image gift card
- 3717 - American Express Charge Card
- 3725 - American Express Credit Card
- 374630 - American Express card issued by MBNA
- 3794 - American Express Corporate Charge Card
- 4063 - Guangdong Development Bank (China) Visa Credit Card
- 4117 - Bank of America (formerly Fleet) Visa Debit Card
- 4213 - China Minsheng Banking Corporation Visa Debit Card
- 4218 - China Minsheng Banking Corporation Visa Credit Card
- 4254 - Washington Mutual (formerly Fleet) Visa Debit Card
- 4264 - MBNA Visa
- 4305 - Bank of America (formerly Fleet) Visa Credit Card
- 4366 - Chase
- 4392 - China Merchants Bank Visa Credit Card
- 449352 - Nationwide Building Society VISA
- 4495 - Citizen's Bank VISA
- 4500 - CIBC VISA
- 450060 - CIBC Aerogold (VISA credit card)
- 4502 - CIBC VISA
- 4503 - CIBC VISA
- 4505 - CIBC VISA
- 454313 - Nationwide Building Society Visa Debit Card
- 462785 - Egg plc VISA
- 482870 - Wachovia Bank Visa debit card
- 4920 - Nordea bank VISA
- 492940 - Barclaycard VISA credit card
- 504507 - Barnes & Noble gift card
- 5176 - China Minsheng Banking Corporation MasterCard credit card
- 5187 - China Merchants Bank MasterCard credit card
- 522276 - Chase Manhattan Bank MasterCard credit card
- 529930 - Marks & Spencer Money MasterCard credit card
- 532902 - Wachovia Bank MasterCard credit card
- 544156 - AIB Gold MasterCard credit card
- 5424 - CITI Bank Master Card
- 543482 - Royal Bank of Scotland MasterCard credit card
- 587781 - Bank of America ATM card
- 600649 - Lowe's Home Improvement Center gift card (also Radio Shack)
- 6011 - Discover Bank Discover Card credit card
- 601056 - ValueLink stored value card (Starbucks, Borders Books, et. al.)
- 602700 - Wichita State University "Shocker Card"[2] (http://http://webs.wichita.edu/?u=scc&p=cardlayout) (a stored value card)
- 6035 - CITI Bank (Home Depot) Card
- 622126 - 622925 China UnionPay Card
- 675967 - NatWest debit card
In addition to credit, debit, and stored-value cards (gift cards), BIN numbers are used with Electronic Benefit Transfer (EBT) Cards. These are used to enable persons on public assistance to spend their government benefits in approved ways. A list of EBT BIN numbers by state may be found [here (http://ebt.nacha.org/Quest/BINs/bins.html)].Template:Econ-stub